When you choose M.R - MOTORS LTD you’re choosing:
-
Access to the best rates available
-
Guidance from experts who prioritize your interests
-
A transparent, customer-first approach
“We take the hassle out of finance, so you can enjoy your new car!”
Tailored Financial Solutions for You
Why finance with us?
01
FCA Regulated & ICO Compliant
We adhere to the highest standards of fairness, transparency, and integrity. For you, this provides peace of mind, knowing you're working with a company committed to protecting your interests and ensuring the best outcomes.
02
Extensive Network of Dealers
We work closely with a huge number of Main Dealers across the country, ensuring our vehicles come with a well looked after home.
03
Guaranteed Lowest Rates Possible
We have an excellent rapport with an extensive number of main dealer finance companies , ensuring we get you the most competitve rates and terms tailored to your needs.
Approximately 90% of new cars and over 75% of used cars in the UK are purchased using some form of finance.
01.
Assess Your Budget
Determine your monthly budget, considering payments, insurance, and maintenance.
02.
Get Pre-Approved
Apply for pre-approval to know your borrowing limit and secure better rates before shopping for your vehicle.
OUR LENDING PARTNERS
We have excellent relations with a number of specialist lenders allowing us to ensure you get the lowest finance rate guaranteed!
Our Mission
Financing a vehicle doesn’t have to be daunting! With so many options available, it can be overwhelming to find the right fit for you. Our expert finance team, backed by FCA approval, is here to guide you every step of the way. This means you can trust our practices are regulated and transparent, ensuring you receive fair and responsible financing solutions.
Let us simplify the process and get you one step closer to the driver’s seat with confidence!
HP
You pay an initial deposit, followed by monthly payments over a term that you choose. Once the final payment is made, the hire purchase contract ends and you own the car.
PCP
You make an initial deposit and monthly payments throughout the term. At the end of the agreement, a final balloon payment is due. You can choose to pay this amount to keep the car, part exchange it for another vehicle, or return the car.
Lease
The initial deposit and repayment periods can be structured to help meet your budget. Benefits include low deposit, no VAT on payments, option to take early settlement, final payment ownership, no mileage restriction and tax benefits for business.
0% Finance
You pay an upfront deposit and fixed monthly payments, with the total cost agreed upfront. There's no interest or hidden charges—just transparency and ownership at the end.